/* ==========================================================================
   Jasmine Clark Notary — shared stylesheet
   Palette: deep navy + warm gold.
   Editorial layout, not SaaS template.
   ========================================================================== */

:root {
  /* Brand: deep navy + warm gold — institutional register for advisor/CPA/credit-union partners */
  --ink:        #101A26;   /* near-black navy, body headings */
  --deep:       #122744;   /* primary — deep navy */
  --deep-soft:  #1D3A63;   /* lighter navy for accents */
  --plum-tint:  #EEF1F5;   /* pale cool-grey band */
  --bone:       #F7F8FA;   /* page background, cool white */
  --bone-warm:  #F1F3F6;   /* soft band */
  --paper:      #FFFFFF;
  --brass:      #A9762F;   /* warm gold accent */
  --brass-lt:   #D6AD65;   /* gold on dark */
  --rule:       #DCE1E8;   /* borders */
  --body:       #333B47;   /* body text */
  --muted:      #66707D;   /* secondary text */

  --sp-1: 4px;  --sp-2: 8px;  --sp-3: 16px; --sp-4: 24px;
  --sp-5: 40px; --sp-6: 64px; --sp-7: 96px; --sp-8: 144px;

  --serif: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  --sans:  "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;

  --maxw: 1180px;
  --read: 68ch;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  background: var(--bone);
  color: var(--body);
  font-family: var(--sans);
  font-size: 17px;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

/* ---------- Typography ---------- */

h1, h2, h3, h4 {
  font-family: var(--serif);
  color: var(--ink);
  font-weight: 700;
  line-height: 1.1;
  letter-spacing: -0.02em;
  margin: 0 0 var(--sp-3);
}

h1 { font-size: clamp(2.5rem, 5.6vw, 4.25rem); }
h2 { font-size: clamp(1.9rem, 3.6vw, 2.9rem); }
h3 { font-size: clamp(1.2rem, 1.9vw, 1.45rem); line-height: 1.2; }
h4 { font-size: 1.0rem; letter-spacing: 0; font-family: var(--sans); font-weight: 650; }

p { margin: 0 0 var(--sp-3); max-width: var(--read); }

a { color: var(--deep); text-decoration-color: var(--brass-lt); text-underline-offset: 3px; }
a:hover { color: var(--brass); }

.eyebrow {
  font-family: var(--sans);
  font-size: 0.72rem;
  font-weight: 650;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--brass);
  margin: 0 0 var(--sp-3);
  display: block;
}

.lede { font-size: clamp(1.08rem, 1.5vw, 1.28rem); line-height: 1.5; color: var(--body); }

.tight { max-width: 54ch; }

/* ---------- Layout ---------- */

.wrap { max-width: var(--maxw); margin: 0 auto; padding: 0 var(--sp-4); }

section { padding: var(--sp-7) 0; scroll-margin-top: 90px; }
section.snug { padding: var(--sp-6) 0; }

.band-deep { background: var(--deep); color: #C9D3E0; }
.band-deep h2, .band-deep h3, .band-deep h1 { color: var(--paper); }
.band-deep .eyebrow { color: var(--brass-lt); }
.band-deep a { color: var(--brass-lt); }

.band-paper { background: var(--paper); }
.band-warm { background: var(--plum-tint); }

.rule-top { border-top: 1px solid var(--rule); }

.split {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
  gap: var(--sp-6);
  align-items: start;
}

.split-wide { grid-template-columns: minmax(0, 1.25fr) minmax(0, 1fr); }
.split-narrow { grid-template-columns: minmax(0, 0.8fr) minmax(0, 1.4fr); }

.grid-2 { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: var(--sp-4); }
.grid-3 { display: grid; grid-template-columns: repeat(3, minmax(0,1fr)); gap: var(--sp-4); }
.grid-4 { display: grid; grid-template-columns: repeat(4, minmax(0,1fr)); gap: var(--sp-3); }

/* ---------- Nav ---------- */

.nav {
  position: sticky; top: 0; z-index: 40;
  background: rgba(247,248,250,0.94);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--rule);
}

.nav-inner {
  max-width: var(--maxw); margin: 0 auto; padding: var(--sp-3) var(--sp-4);
  display: flex; align-items: center; gap: var(--sp-4);
}

.brand {
  font-family: var(--serif); font-weight: 600; font-size: 1.12rem;
  color: var(--ink); text-decoration: none; line-height: 1.1;
  display: flex; flex-direction: column;
}
.brand span {
  font-family: var(--sans); font-size: 0.63rem; font-weight: 600;
  letter-spacing: 0.14em; text-transform: uppercase; color: var(--brass);
  margin-top: 2px;
}

.nav-links { margin-left: auto; display: flex; align-items: center; gap: var(--sp-4); }
.nav-links a {
  font-size: 0.9rem; font-weight: 500; color: var(--body);
  text-decoration: none; padding: 6px 0; border-bottom: 2px solid transparent;
  transition: color .18s ease, border-color .18s ease;
}
.nav-links a:hover, .nav-links a:focus-visible { color: var(--ink); border-bottom-color: var(--brass); }
.nav-links a[aria-current="page"] { color: var(--ink); border-bottom-color: var(--brass); }

/* ---------- Buttons ---------- */

.btn {
  display: inline-flex; align-items: center; gap: var(--sp-2);
  font-family: var(--sans); font-size: 0.94rem; font-weight: 600;
  padding: 14px 28px; border-radius: 6px; border: 1px solid var(--deep);
  background: var(--deep); color: var(--paper); text-decoration: none;
  cursor: pointer; min-height: 46px;
  transition: background .2s ease, transform .2s ease, box-shadow .2s ease;
}
.btn:hover { background: var(--ink); color: var(--paper); transform: translateY(-1px); box-shadow: 0 6px 20px rgba(18,39,68,0.28); }
.btn:focus-visible { outline: 3px solid var(--brass); outline-offset: 3px; }

.btn-ghost { background: transparent; color: var(--deep); border-color: var(--rule); }
.btn-ghost:hover { background: var(--deep); color: var(--paper); border-color: var(--deep); }

.btn-brass { background: var(--brass); border-color: var(--brass); color: #FFF; }
.btn-brass:hover { background: #916A31; border-color: #916A31; }

.btn-row { display: flex; flex-wrap: wrap; gap: var(--sp-3); margin-top: var(--sp-4); }

/* ---------- Hero ---------- */

.hero { padding: var(--sp-7) 0 var(--sp-6); position: relative; overflow: hidden; }
.hero-grid { display: grid; grid-template-columns: minmax(0, 1.35fr) minmax(0, 1fr); gap: var(--sp-6); align-items: end; }
.hero h1 { margin-bottom: var(--sp-4); }
.hero h1 em { font-style: normal; color: var(--brass); }

/* ---------- Credential card ---------- */

.cred-card {
  background: var(--paper);
  border: 1px solid var(--rule);
  border-radius: 8px;
  border-top: 3px solid var(--brass);
  padding: var(--sp-4);
}
.cred-card h4 { color: var(--ink); margin-bottom: var(--sp-3); font-size: 0.78rem; letter-spacing: 0.13em; text-transform: uppercase; color: var(--brass); }
.cred-list { list-style: none; margin: 0; padding: 0; }
.cred-list li {
  display: flex; justify-content: space-between; gap: var(--sp-3);
  padding: 11px 0; border-bottom: 1px solid var(--rule);
  font-size: 0.87rem; line-height: 1.35;
}
.cred-list li:last-child { border-bottom: 0; padding-bottom: 0; }
.cred-list dt, .cred-list .k { color: var(--muted); flex-shrink: 0; }
.cred-list .v { color: var(--ink); font-weight: 600; text-align: right; }

/* ---------- Stat / marquee bar ---------- */

.bar {
  border-top: 1px solid var(--rule); border-bottom: 1px solid var(--rule);
  background: var(--plum-tint);
  padding: var(--sp-4) 0;
}
.bar-inner { display: flex; flex-wrap: wrap; gap: var(--sp-5); justify-content: space-between; max-width: var(--maxw); margin: 0 auto; padding: 0 var(--sp-4); }
.bar-item { font-size: 0.82rem; line-height: 1.4; }
.bar-item strong { display: block; font-family: var(--serif); font-size: 1.5rem; color: var(--ink); font-weight: 600; letter-spacing: -0.01em; }
.bar-item span { color: var(--muted); }

/* ---------- Scope panel (do / don't) ---------- */

.scope { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: 0; border: 1px solid var(--rule); border-radius: 8px; overflow: hidden; background: var(--paper); }
.scope > div { padding: var(--sp-5); }
.scope > div:first-child { border-right: 1px solid var(--rule); }
.scope h3 { font-size: 1.05rem; font-family: var(--sans); font-weight: 700; letter-spacing: 0; margin-bottom: var(--sp-3); }
.scope ul { list-style: none; margin: 0; padding: 0; }
.scope li { position: relative; padding-left: 26px; margin-bottom: 12px; font-size: 0.93rem; line-height: 1.5; }
.scope li::before {
  position: absolute; left: 0; top: 0; font-weight: 700; font-size: 0.95rem;
}
.scope .yes li::before { content: "✓"; color: var(--deep-soft); }
.scope .no li::before  { content: "✕"; color: var(--brass); }
.scope .no { background: var(--bone); }

/* ---------- Cards ---------- */

.card {
  background: var(--paper); border: 1px solid var(--rule); border-radius: 8px;
  padding: var(--sp-4); display: flex; flex-direction: column;
  transition: border-color .2s ease, transform .2s ease, box-shadow .2s ease;
}
a.card { text-decoration: none; color: inherit; }
a.card:hover, a.card:focus-visible {
  border-color: var(--brass); transform: translateY(-3px);
  box-shadow: 0 10px 30px rgba(18,39,68,0.12);
}
a.card:focus-visible { outline: 2px solid var(--brass); outline-offset: 2px; }
.card h3 { margin-bottom: var(--sp-2); }
.card p { font-size: 0.92rem; color: var(--muted); margin-bottom: var(--sp-3); }
.card .go { margin-top: auto; font-size: 0.84rem; font-weight: 650; color: var(--brass); letter-spacing: 0.02em; }

.card-num {
  font-family: var(--serif); font-size: 0.9rem; color: var(--brass);
  border-bottom: 1px solid var(--rule); padding-bottom: var(--sp-2); margin-bottom: var(--sp-3);
  display: block; letter-spacing: 0.08em;
}

/* ---------- Steps ---------- */

.steps { counter-reset: step; display: grid; grid-template-columns: repeat(4, minmax(0,1fr)); gap: var(--sp-4); }
.step { position: relative; padding-top: var(--sp-4); border-top: 2px solid var(--brass); }
.step::before {
  counter-increment: step; content: "0" counter(step);
  font-family: var(--serif); font-size: 0.85rem; color: var(--brass);
  position: absolute; top: -1.9em; left: 0; letter-spacing: 0.06em;
}
.step h4 { color: var(--ink); margin-bottom: var(--sp-2); font-size: 1.02rem; }
.step p { font-size: 0.9rem; color: var(--muted); margin: 0; }
.band-deep .step h4 { color: var(--paper); }
.band-deep .step p { color: #B7C2D0; }
.band-deep .step { border-top-color: var(--brass-lt); }

/* ---------- Pull quote ---------- */

.pull {
  font-family: var(--serif); font-size: clamp(1.4rem, 2.7vw, 2rem);
  line-height: 1.25; color: var(--ink); letter-spacing: -0.015em;
  border-left: 3px solid var(--brass); padding-left: var(--sp-4); max-width: 24ch;
}
.band-deep .pull { color: var(--paper); border-left-color: var(--brass-lt); }

/* ---------- FAQ ---------- */

.faq { border-top: 1px solid var(--rule); }
.faq details { border-bottom: 1px solid var(--rule); }
.faq summary {
  cursor: pointer; list-style: none; padding: var(--sp-4) 0;
  font-weight: 600; color: var(--ink); font-size: 1.02rem;
  display: flex; justify-content: space-between; gap: var(--sp-3); align-items: center;
  transition: color .18s ease;
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary:hover { color: var(--brass); }
.faq summary:focus-visible { outline: 2px solid var(--brass); outline-offset: 2px; }
.faq summary::after { content: "+"; font-family: var(--serif); font-size: 1.5rem; color: var(--brass); line-height: 1; flex-shrink: 0; }
.faq details[open] summary::after { content: "–"; }
.faq details p { padding-bottom: var(--sp-4); margin: 0; font-size: 0.95rem; }
.faq details p + p { padding-top: 0; margin-top: calc(-1 * var(--sp-2)); }

/* ---------- Form ---------- */

.form-card { background: var(--paper); border: 1px solid var(--rule); border-radius: 8px; padding: var(--sp-5); }
.field { margin-bottom: var(--sp-3); }
.field label { display: block; font-size: 0.8rem; font-weight: 650; color: var(--ink); margin-bottom: 6px; letter-spacing: 0.02em; }
.field input, .field select, .field textarea {
  width: 100%; padding: 12px 14px; font-family: var(--sans); font-size: 0.95rem;
  border: 1px solid var(--rule); border-radius: 6px; background: var(--bone);
  color: var(--ink); min-height: 46px;
  transition: border-color .18s ease, box-shadow .18s ease, background .18s ease;
}
.field textarea { min-height: 108px; resize: vertical; }
.field input:hover, .field select:hover, .field textarea:hover { border-color: var(--brass-lt); }
.field input:focus, .field select:focus, .field textarea:focus {
  outline: none; border-color: var(--brass); background: var(--paper);
  box-shadow: 0 0 0 3px rgba(169,118,47,0.20);
}
.form-note { font-size: 0.78rem; color: var(--muted); margin-top: var(--sp-3); }

/* ---------- Footer ---------- */

footer { background: var(--ink); color: #AAB4C2; padding: var(--sp-6) 0 var(--sp-5); font-size: 0.86rem; }
footer h4 { color: var(--paper); font-size: 0.72rem; letter-spacing: 0.14em; text-transform: uppercase; margin-bottom: var(--sp-3); color: var(--brass-lt); }
footer a { color: #CBD6E3; text-decoration: none; }
footer a:hover { color: var(--brass-lt); text-decoration: underline; }
footer ul { list-style: none; margin: 0; padding: 0; }
footer li { margin-bottom: 9px; }
footer p { max-width: 62ch; }

.disclaimer {
  margin-top: var(--sp-5); padding-top: var(--sp-4);
  border-top: 1px solid rgba(255,255,255,0.12);
  font-size: 0.78rem; line-height: 1.65; color: #8D96A3;
}
.disclaimer strong { color: #CBD6E3; }
.disclaimer p { max-width: 100%; margin-bottom: var(--sp-2); }

/* ---------- Utilities ---------- */

.mt-0 { margin-top: 0; }
.mb-0 { margin-bottom: 0; }
.stack > * + * { margin-top: var(--sp-4); }
.center-narrow { max-width: 62ch; }

.skip {
  position: absolute; left: -9999px; top: 0; background: var(--deep); color: #fff;
  padding: 12px 20px; z-index: 100;
}
.skip:focus { left: 8px; top: 8px; }

/* ---------- Responsive ---------- */

@media (max-width: 900px) {
  .hero-grid, .split, .split-wide, .split-narrow { grid-template-columns: 1fr; gap: var(--sp-5); }
  .grid-3, .grid-4, .steps { grid-template-columns: repeat(2, minmax(0,1fr)); }
  .steps { gap: var(--sp-5); row-gap: var(--sp-6); }
  section { padding: var(--sp-6) 0; }
  .scope { grid-template-columns: 1fr; }
  .scope > div:first-child { border-right: 0; border-bottom: 1px solid var(--rule); }
  .pull { max-width: none; }
}

@media (max-width: 620px) {
  body { font-size: 16px; }
  .grid-2, .grid-3, .grid-4, .steps { grid-template-columns: 1fr; }
  .nav-links { gap: var(--sp-3); overflow-x: auto; }
  .nav-links a { font-size: 0.82rem; white-space: nowrap; }
  .nav-inner { gap: var(--sp-3); }
  .bar-inner { gap: var(--sp-4); }
  .bar-item { flex: 1 1 40%; }
  .cred-list li { flex-direction: column; gap: 2px; }
  .cred-list .v { text-align: left; }
  .form-card, .scope > div { padding: var(--sp-4); }
}

@media (prefers-reduced-motion: reduce) {
  * { animation: none !important; transition-duration: .01ms !important; }
  html { scroll-behavior: auto; }
}


/* ---------- Headshot ---------- */

.portrait {
  width: 100%;
  border-radius: 10px;
  display: block;
  border: 1px solid var(--rule);
  box-shadow: 0 14px 40px rgba(36,26,43,0.16);
}
.portrait-frame { position: relative; }
.portrait-frame::after {
  content: "";
  position: absolute; inset: 14px -14px -14px 14px;
  border: 1px solid var(--brass);
  border-radius: 10px;
  z-index: -1;
}
.portrait-wrap { max-width: 380px; }

@media (max-width: 900px) {
  .portrait-wrap { max-width: 300px; margin: 0 auto; }
  .portrait-frame::after { inset: 10px -10px -10px 10px; }
}